Let's start with the Seller.

The first reason to use an AlTD, is you make more money. An AITD is a full sale. The way I do them, the Buyer pays all Buyer's and Sellers closing costs and the Buyer is then responsible for the taxes and insurance. The seller is simply the bank. (Hypothetically speaking.) In my opinion an AlTD is probably one of the best long or short term investments you can make. You can have no equity, or a lot of equity. You can wrap any amount of money, for any amount of time. $100,000 or $1.00. One day or 30 years.

An example would be: your home is worth $300,000 and you owe $200,000 with a 5% interest rate. If you sell on an AITD with a 6% interest rate, due in 5yrs, your gross is about $143,500.00. If you sell the same property for $300,000, using traditional real estate sales, your gross is about $73,287. To buy and sell that same home using traditional real estate sales, would cost about $56,802.00. Using the same scenario, except owing $300,000 with no equity, you would sell with an AlTD for only $1.00 more than the original loan. So the AITD is now for $300,001. You just saved $56,802.00, less the Buyers $10,000 he came in with selling a single family residential, rental, to the tenant, can be one of the best investments. You usually go from a 4% or 5% monthly return as a landlord to 12% to 20% return as the bank. Plug in your own figures, using the Rent vs. AITD work sheet below. As the Seller, it costs you no money the way I do an AlTD. The Buyer pays all of the costs. Review the Traditional Sales vs. an AlTD page.